学校2013

崔东树：未来或出现两种车险！车主买非激活状态险 车企买自动驾驶产品责任险_我的网站

一 |     8月26日消息，据新华社报道，8月25日提请十四届全国人大常委会第二十四次会议初次审议的《道路交通安全法修订草案》，新增“自动驾驶汽车的特别规定”专章，首次在国家法律层面明确自动驾驶汽车和辅助驾驶功能的概念，并规定了自动驾驶功能激活状态下的违法责任归属。    (ECNS) -- The 2026 China Open Snooker has returned to the World Snooker Tour calendar after a six-year absence, highlighting the rapid growth of snooker in China.    With a total prize fund of 1.205 million pounds ($1.38 million) and the world’s top 16 players competing, the tournament has once again become one of the most important snooker events in China. This year, 12 of the 32 players in the main draw come from China, the highest number of Chinese competitors in the tournament’s history.    China’s surge is reflected in recent results. In 2025, Zhao Xintong became the first Chinese player to win the World Snooker Championship. In 2026, a record 11 Chinese players qualified for the championship’s main stage. Women’s snooker has also advanced, with Bai Yulu winning the World Women’s Snooker Championship for the second straight year and topping the world rankings.    A new generation of Chinese players, including Zhao and Wu Yize, is shifting toward a more aggressive style, supported by a growing talent system from youth training to overseas programs.    China has become a hub for international snooker, with the Shanghai Masters, China Open and Wuhan Open forming a “China season” on the tour. The sport’s popularity is further fueled by a vast domestic market — more than 245 million active billiards players, 200,000 venues and an industry worth about 800 billion yuan ($118 billion).    During the China Open, snooker-related cultural products and themed activities also attracted strong public interest, showing the sport’s growing popularity beyond professional competition.    (By Intern Liu Shuangjing, Zhang Dongfang)                    。    修订草案共9章170条，明确了自动驾驶汽车的上道路行驶条件、违章处理原则和保险制度等。自动驾驶汽车需通过道路通行规则符合性测试并依法登记后，方可上道路行驶。

二 |     草案将自动驾驶功能激活状态下发生的交通违法责任归于车企，这一划分被视为自动驾驶立法的关键突破。    中国汽车流通协会乘联分会负责人崔东树就此发文指出，草案落地后，未来或将形成两种保险并行的新格局：一种是车主购买的“非激活状态”车险，覆盖人工驾驶场景；另一种是车企购买的“自动驾驶产品责任险”，对应激活状态下的风险责任。     他认为，既然激活状态下的违法责任归于车企，保险产品的设计逻辑也应相应调整。    崔东树还提到，自动驾驶汽车会记录大量行驶数据，以后保险定价可能更加公平，“开得安全就便宜，风险高就贵点”。    同时，强制国标的核心安全基准有利于打消车企和保险机构的顾虑，推动行业规范发展。他直言，草案审议落地后会倒逼车企完善算法安全和数据回溯机制，对智能网联汽车产业长期发展意义重大。              

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